Rates
Dividend Rates
Effective Date – 4/1/2025
| Description | Rate |
|---|---|
| Regular and Special Share | .05% |
| Holiday Account | .20% |
| IRA Account | 2.5% |
| One-Year Share Certificates: | |
|---|---|
| $500 - $9,999.99 | 2.50% |
| $10,000 and over | 2.75% |
| Six-Month Certificate: | |
|---|---|
| $10,000 and over | 2.00% |
Loan Rates
As of the Board of Directors Meeting, March 20, 2025
| Type of Loan | Rate | Max Term | Min-Max |
|---|---|---|---|
| Share Secured | 2.00% | 10 years | $250 - $60,000 |
| Miscellaneous Collateral | 12.00% | 60 months | $5,000 - $20,000 |
| New Vehicle Loan | 5.49% - 14.50% | 60 months | $10,000 - $90,000 |
| New Vehicle Loan | 6.24% - 15.49% | 72 months | $15,000 - $90,000 |
| New Vehicle Loan | 6.49% - 15.99% | 84 months | $20,000 - $90,000 |
| Used Vehicle Loan | 5.99% - 14.99% | 60 months | $10,000 - $90,000 |
| Used Vehicle Loan | 6.49% - 15.99% | 72 months | $15,000 - $90,000 |
| Mobile Home Loan | 7.99% - 16.99% | 120 months | $10,000 - $90,000 |
| Mobile Home Loan | 8.99% - 17.99% | 180 months | $40,000 - $90,000 |
| House-Units Loan | 10.74% - 18.99% | 120 months | $40,000 - $60,000 |
| House-Units Loan | 11.47% - 19.99% | 180 months | $40,000 - $60,000 |
| Home Improvement Loan | 8.49% - 17.99% | 36 months | $3,000 - $10,000 |
| Home Improvement Loan | 9.49% - 18.49% | 48 months | $5,000 - $10,000 |
| Home Improvement Loan | 10.49% - 19.49% | 60 months | $7,500 - $10,000 |
| Signature Loan | 6.49% - 15.50% | 12 months | $500 - $5,000 |
| Signature Loan | 7.49% - 16.99% | 24 months | $1,000 - $5,000 |
| Signature Loan | 8.49% - 17.99% | 36 months | $3,000 - $5,000 |
| Consolidation Loan | 8.49% - 17.45% | 36 months | $3,000 - $10,000 |
| Consolidation Loan | 9.49% - 18.49% | 48 months | $5,000 - $10,000 |
| Consolidation Loan | 10.49% - 19.49% | 60 months | $7,500 - $10,000 |
| Borrow & Save | 14.00% - 20.00% | 24 months | $300 - $2,000 |
| Vacation Loan | 5.59% - 13.99% | 12 months | $500 - $3,000 |
| Vacation Loan | 6.59% - 14.99% | 24 months | $1,000 - $3,000 |